Handshake between an entrepreneur and an advisor in front of a food truck trailer

Financing

Finance your food truck without tying up all your cash

We help you find financing solutions suited to your project: leasing, credit, rental or a bespoke package.

Why finance

Why finance your food truck?

A food truck is a significant investment. Financing lets you spread that effort and keep reserves for what keeps the business running: stock, marketing, the first months of operation.

Cash purchase

  • Cash tied up from the start
  • Less reserve for the launch
  • Financial effort concentrated in one go

Financing

  • Cash preserved
  • Gradual investment
  • Faster launch

The solutions

A solution for every situation

Every project has its solution: we compare the options and build the application with you.

Long-term rental

A fixed monthly rent, with no capital tied up: ideal for starting a business.

Leasing

You operate the vehicle while you finance it, with controlled monthly payments.

Credit

You own the vehicle from day one and repay according to a set plan.

Rent-to-buy

You rent first, then buy if the business confirms its potential.

Bespoke solution

Down payment, term, seasonality: we build a package suited to your situation.

How it works

From project presentation to delivery

A five-step path, with an application prepared to convince the finance providers.

Step 1

Project presentation

Concept, budget, timeline: you present your project as it stands.

Step 2

Analysis

We assess the right vehicle, the amount to finance and the most suitable solution.

Step 3

Financing search

We prepare the application and present it to the partners best suited to your profile.

Step 4

Approval

You compare the offers received and choose the one that fits your situation.

Step 5

Delivery

The vehicle is delivered inspected and certified in Switzerland, ready to operate.

Fundable projects

Which projects can be financed?

New or second-hand, motor vehicle or trailer: most projects can be financed.

Food truck

A fitted-out truck, from a compact concept to a high-capacity vehicle.

Trailer

Equipped trailers, from market format to event format.

Coffee truck

A light, mobile format with a reduced upfront outlay.

Mobile bar

Mobile counters and bars for events and seasonal venues.

Bespoke project

Specific fit-out or an out-of-the-ordinary concept: the financing follows the project.

Examples

Concrete ballpark figures

Two examples to help you picture it. Every application is assessed individually: the terms depend on your profile and on the finance provider.

Project A: equipped trailer

Budget
CHF 30'000
Estimated monthly payment
approx. CHF 590 / month

Indicative example over 60 months, no down payment

Project B: fitted-out truck

Budget
CHF 90'000
Estimated monthly payment
approx. CHF 1'780 / month

Indicative example over 60 months, no down payment

Figures are purely indicative, excluding insurance and any fees, subject to acceptance of the application by the finance provider. Granting a loan is prohibited if it leads to over-indebtedness (Art. 3, Swiss Unfair Competition Act).

Why Helve'Truck

Why go through Helve'Truck?

A financing application convinces when the project is credible: a well-valued vehicle, a realistic budget, a solid operating plan. That is exactly what we prepare with you.

Because we know the vehicles, the partners, the applications, the banks and the finance providers, your request lands in the right place, presented the right way.

  • Vehicles and their true value
  • Partners and their criteria
  • Applications that convince
  • Banks and finance providers
  • Follow-up right up to delivery
Helve'Truck expert checking a food truck before delivery

Frequently asked questions

Your questions about financing

Free assessment

Get a free financing assessment

Present your project in two minutes: we assess the solutions suited to your situation and get back to you quickly.

  • Free assessment, no obligation
  • Comparison of several solutions
  • Application prepared and presented for you

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